Have you already tested this card or can you say something about it? Such topics are not within our purview, so probably other websites might be able to help you better. There are of course more credit cards in Germany than the ones we mention here. Comdirect is ideal for new arrivals in Germany. Mastercard Gift Card - $25 + $4 Fee. Credit Cards in Germany It is somewhat confusing that the word "credit card (Kreditkarte)" in Germany is used as a synonym for the Visa card or MasterCard. Your bank decides if its cards work with Google Wallet. Perhaps you want to recommend the link of this page to friends. Bankrates editorial team writes on behalf of YOU the reader. This German credit card has several advantages: No monthly/annual fee. When you use the card, you'll get 1% Daily Cash back on every purchase. GiftCard Mastercard or VISA prepaid cards I GiftCards.eu Countless wishes. Good luck for your business! For Giftcards.com, that means our Visa Gift Cards may be used in the U.S. and District of Columbia wherever Visa debit cards are accepted, but they cannot be used at any merchant (including Internet, mail order or telephone order) outside of the country. Usually one must become a customer directly with a credit card account. In combination with a current account, there is also a number of German banks that offer prepaid credit cards. South Africa, our cards are blocked. Instructions! A one-time $5.95 purchase fee applies at the time of purchase. Visa and Mastercard credit cards are the most widely accepted credit cards in Germany. For the first 12 months after account opening, you earn 3% cash back on new net retail purchases (qualifying purchases less credits, returns, and adjustments) until you have spent $20,000 USD or equivalent. I can recommend TransferWise for international money transfers. One has to know the consequences of the minimum amount . Are there any fees when using a virtual Mastercard eGift Card? not known yet, because there had not been a transfer from that account before) are credited immediately as well but only become available after ten days (blocked payment). The Sapphire Card of Chase Bank costs 95 Dollar from the 2. year on. She did not call me and I paid the full amount. And is it usual for people to use them? 1.Open the Wallet/App on your device. We cannot say anything regarding HypoVereinsbank, since we are not customers there. The complaints regarding the blocking of amounts are in part due to the fact that some people overlook (or have forgotten) that deposits from own or known accounts are credited immediately, but payments from strange accounts (i.e. Difficulties came up again and again. Hi, it is possible to use an US debit card in Germany? She understands the struggle of settling in a new home and is happy to share simple services and tips on how things are done in her home country, to help expats get their German experience started. thank you for your nice posting! Anyway, Amex does not belong to the top cards in Germany. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. The billing address you entered at the merchant website is not the same as the one you entered when you created the virtual card in your account. The following credit cards have no annual or monthly fee. These cookies collect information about how you as a visitor use our website. The merchant does not allow split tender or partial payments with a prepaid card. With this combination of expertise and perspectives, we keep close tabs on the credit card industry year-round to: At Bankrate, we focus on the points consumers care about most: rewards, welcome offers and bonuses, APR, and overall customer experience. What do you need first? It is only possible when you can provide a credit card for the deposit. Some smaller businesses only accept cash or electronic payment via our European/national system. Banks with branch offices often charge a yearly fee for the credit card. Directly after purchase, your virtual Mastercard Gift Card code will appear on your screen and simultaneously be sent to your email address. 3 out of 5 stars with 2 ratings. A: These holiday issued cards will not allow you to register a zipcode, which is needed when paying at the pump, or in my case paying a bill. What is the general preference? What credit cards can I use in Germany? Though I live in Germany since the last three months, my salary account is in Belgium. While shopping online, depending on the product and online store you use, you require a debit or credit card. with the Polish PLN-Viabuy Card. There are more than 2,000 banks and even more card models in Germany. (Only check this, if you are a computer program.). Many customers are willing to pay a higher annual fee for the credit card, if they feel that they get help in an emergency or replacement for damage. Customise your gift with a personal message. Standard Bank South Africa MasterCard Credit Card (Gift Card) 5268: Landesbank Berlin (Germany) MasterCard Credit Card: 5274 55: Rubycard Pre 5280 61: BMO Bank of Montreal MasterCard Prepaid Travel . 2. We offer prepaid Visa gift cards in a variety of patterns and designs. The actual service? They are an average provider with average conditions. Additionally, credit card companies do not secure the risk for themselves, but mediate their credit card customers to an external group insurance. Why should one combine a payment card with an insurance product? What are the best prepaid credit cards in Germany. For example, the Akimbo gift prepaid Mastercard can be used anywhere that accepts Mastercard debit. More than 3 million people have already decided on using the DKB Card entschieden. Also, since December 2015 there has been a EU directive that limits the credit card fee for retailers (interchange fee) to max. The Mastercard VIABUY also is a high-quality prepaid credit card with an effortless and fast online application. Barclay New Visa Card What are my rights in that regard ? Thanks a lot. Bankrate follows a strict Is the N26-bank worthwhile for foreigners? I understood it is one of the best and more comprehensive on the market and since I am travelling quite often for my job or for personal reason with my family, I would like to be insured and protected in case of cancellation, reschedule, damage/loss of bags, etc; There's no points earning system in Germany, nor is cash back a thing. When presenting a gold or platinum card, no special status is granted. Are travel cards still useful even if you dont travel much? All the cards we have found here (US) say they are not good internationally. Why TransferWise for international transfers? How can I check my prepaid virtual Mastercard balance? Some of the best International Visa gift cards include: AAA MemberPay Visa Prepaid Card Green Dot Prepaid Visa Card TD Connect Reloadable Prepaid Card (fewer fees if you're already a TD cardholder) Log into your MyPrepaidCenter account to find the terms and conditions or cardholder agreement of your card. VIMPay. Bad for the customer. Be sure to check the fine print to be aware of any transaction fees. Notify me of followup comments via e-mail. Get a better Dundle experience with the new app! Any issuers discussed on our site are vetted based on the value they provide to consumers at each of these levels. All Rights Reserved. 3) miles account. We offer prepaid Mastercard Gift Cards in a variety of patterns and designs. . One applies almost always online for the credit card. I wish you good decisions and a good time in Germany! Related Guide: How To Get SCHUFA In Germany? I received an invoice in regard of my credit card. Meet you wherever you are in your credit card journey to guide your information search and help you understand your options. travelling a lot, insurances as. In Italy, among the miles/points collectors, american express is considered one of the best, or maybe the best. Make a powerful connection to your recipients with fully customized Mastercard and Visa prepaid cards. A Red Ventures company. I heard that is not possible to choose how many instalments I want to pay with this delivery guy. This interest of credit card companies is much higher than a bank loan. But is it really worth the money? Personalized Gift Cards Customize with your favorite photo and personalized message right on the card! Mastercard Black&White Card 2. Purchase physical Gift Cards and eGift Cards online today in just a few easy steps. Our mission is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens. To-day, you can even pay with a credit at discounters like ALDI. Simply give it a try and see, up to which credit line you can get. Dundle in Germany We sold our first digital gift card in Germany in 2014. Master Card Complete the checkout process safely and quickly with a choice of more than 70 payment methods. You will receive the code directly by email, so that you can use the credit immediately. I have more questions that lead to other areas, is there a possibility I could contact someone about more of these? Skip to Content Manage Cookies 5460 - Berliner Bank (Germany),Mint MasterCard Credit Card and Capital One UK 546259 - The Governor And Company Of The Bank Of Ireland EUR IRL DUBLIN 2 546286 - Dexia banka Slovensko,a.s. Hello dear forum of Deutscheskonto, I have a question about the credit card portfolio of the DKB. So take good advantage of your Congrats gift card from $10 at Mastercard Gift Card when shopping on Mastercard Gift Card. We only focus here on some of the very best (from our subjective point of view). Chase Sapphire Reserve. Since fall 2022, you will also receive a German bank account with its own IBAN, when applying for the prepaid credit card. Can you recommend which bank in Germany offer that? You might be able to buy a gift card at Amazon.de. The problem with N26 is that it is not as useful for frequent use as gebuhrenfrei could be because of limited cash withdrawals on EC karte as well as visa card. I was able to increase my limit this way up to a high four-figure amount. Recharging via bank transfer has a small fee of 0,95 euros. Besides that, Barclaycard belongs to the best providers. I leave in Germany and I have a permanent job contract. There are multiple reasons why owning a credit card has many advantages. However, paying a high annual fee for this is a waste of money, unless the personal feeling of the customer improves as a result. This article contains affiliate links. Don't miss Congrats gift card from $10 at Mastercard Gift Card. Both prepaid cards and gift cards are loaded with a set amount of money. See Rewards Program Terms for details and restrictions. At some, this fee can be reimbursed through minimum transactions at the end of the year. Stores like Gallerian Kaufhof, Karstadt, Douglas, H&M, etc. Can I use this Prepaid Mastercard outside the U.S.? Hi Tanja, I have a creditcard from Sparkasse. That is an interesting challenge! Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. If you ever lose the prepaid card, you can effortlessly lock it from the Spaces app and reorder it. Im trying to solve one small issue:) I just need to order some goods from German eshop, but it only sells internally in Germany. You can find the Maestro logo (somewhat related to the Mastercard logo) on the back side of your Mastercard. The content created by our editorial staff is objective, factual, and not influenced by our advertisers. Whether the card is the right one for you, depends on what you want to do with it. Mastercard VIABUY 3. I read this article and tried with DKB first and then Barclays. We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. Hello Everyone, You can also get a prepaid card at a post office. The credit card transactions (Kartenumstze) are automatically settled after the clearance of account (Rechnungsabschluss) with the current account. My husband is in Germany right now and he cant use his credit card anywhere its a U.S. credit card..What can he do? It can be virtual, without credit line for sure. Can I do it? The fees are a bit different than with the previous two providers. I look forward to your feedback, in case youll give it a try. See the best current cash bonus promotions here. The Mastercard Black&White Card is an awarded high-quality prepaid credit card with no annual fees. It also comes with an easy and fast online application. I always travel with two credit cards. The card is sold in Germany through Points of Sales and can be activated online on the Joker Card website. Can I find on the market something similar, with the same benefits, at lower price? I am Indian and I got a credit card from Gebhrenfrei within a month or two after coming to Germany. Most Visa cards that you purchase are US-bound. I have been living in Germany for a little over two years. The credit card company will automatically increase the limit. Answer (1 of 9): I know a Gift Card brand that can be used easily anywhere in the world because of its gift experiences. Here are our picks for the best prepaid credit cards in Germany without a SCHUFA credit check. What you didnt plan for, however, was your card not working at the majority of ATMs abroad. The Mastercard debit card is a Maestro card. I am interested in getting a contact less credit card in Germany. Im really upset given that this situation was poorly handled by the banks employee. All trademarks and registered trademarks are the property of their respective owners. This topic has been automatically closed due to a period of inactivity. All providers we are listing below do not check your credit score with SCHUFA, and you do not have to provide a salary statement. There are several providers of prepaid credit cards that have an elegant black design. PayangoCard 4. These cookies are required in order to allow you to move throughout the website and use its functionalities, such as accessing secure areas of the website. She said that she would call me back or that she would send me an email, as I preferred. Without income and creditworthiness check, you can open the MasterCard with a Smartphone-current account. On our special portal for clever banking in Germany we always refer to the Viabuy MasterCard that you order in Germany! There is no way we can recommend that. Need your expert advise on how should I get a legitimate Credit card, preferably with some credit line. You can find this account number on the backside of the MasterCard (at least when you order it via the German language site, like I have done). No, your virtual prepaid card is not reloadable and cannot be transferred. Now these ones you can register a zipcode. do not work overseas. Minimal card fees are welcome. Additional overdraft facility? Herein, the annual fees and the further conditions are favourable. Is it possible to make credit limit/overdraft limit to zero in gebuhrenfrei or DKB? American Express is also accepted in big chain stores, but not in every shop. Hes stuck there because he cant touch his funds..Please can someone help me so i can tell my husband what to do.. Guide to eGift Cards + Top Frequently Asked Questions, What To Try If Your Prepaid Card Is Declined. $100 Mastercard Gift Card (plus $5.95 Purchase Fee) 4.7 (6,984) $10595 Amazon.com Gift Card in a Holiday Gift Box (Various Designs) 4.9 (181,171) $2500 - $2,00000 Airbnb Gift Cards - Email Delivery 4.8 (1,000) $2500 - $50000 FREE delivery Amazon.com Gift Card in a Premium Gift Box 4.9 (21,334) $5000 - $2,00000 From there you'll want to click on the account that your debit card is linked to. In the USA, most credit cards often give you bonuses for signing up, such as 200-600 dollars cash or points after initial purchases. The credit card service of German banks is generally better. Apply successfully for a loan in Germany (being an immigrant)!? Get ourFREEguide with 7 actionable hacks to save money while living in Germany. BR Tech Services, Inc. NMLS ID #1743443 | NMLS Consumer Access. Think no foreign transaction fees. Our vision is that buying prepaid cards online should be easy, fast and convenient. What are the best prepaid credit cards in Germany? Therefore, this compensation may impact how, where and in what order products appear within listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. I have been living in Germany for three years now, first as a student and now with a stable job. Empowering internationals to settle intolife in Germany more smoothly. Good luck! The foreign currency fee is only 2,5%, and cash withdrawals have a 4,95 euro fee per ATM withdrawal. A credit card allows you to make purchases outside the Eurozone. Simply log into your MyPrepaidCenter account to view the remaining balance and transaction history of your card(s). most?) can you tell me which company will offer very high credit limit? This recommendation is aimed at people who live here and therefore have an address and credit assessment in Germany. A virtual Prepaid Mastercard is the perfect prepaid solution for any internet shopper. We have decided to describe the best offers in our point of view and answer the questions on their optimal use. But the problem is that particular eshop detects my cards origin and rejects the payment and says that it is not the German one. Ive applied for comdirect and got my account. At some credit cards of Barclaycard, cash withdrawals from ATMs are free of charge and interest-free for weeks. Just redeem your instant code to receive your Prepaid Mastercard Gift Card and pay securely online at a variety of websites! Celebrate a friend's birthday or a loved one's wedding shower with a Vanilla Visa Gift Card. Quick comparison of the best prepaid credit cards in Germany, 6 reasons why you should consider a prepaid credit card in Germany.